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Texas Bill Affirming Workers’ Comp Division Fraud Unit Advances
The Texas Senate has passed legislation that affirms the authority of Texas Division of Workers’ Compensation fraud unit to conduct criminal investigations. The Senate passed HB 2053 on May 24; it was previously approved in the House. According to the legislative …

POSTED MAY 26, 2017 4:45 PM
Storms Bring Tornadoes, Flash Floods, Evacuations in Midwest
Heavy rainfall that sparked flash flooding in Fort Wayne, Ind., forced motorists to flee submerged cars and prompted the evacuation of about 20 homes in the northeastern Indiana city. And in Ohio, authorities say tornadoes that touched down in three …

POSTED MAY 26, 2017 4:38 PM
A.M. Best Assigns Ratings to Wisconsin’s Integrity Select Insurance
A.M. Best has assigned a financial strength rating of A (Excellent) and a long-term issuer credit rating of “a+” to Integrity Select Insurance Co. (Integrity Select) in Appleton, Wis. The outlook assigned to these credit ratings is stable. Integrity Select is a …

POSTED MAY 26, 2017 4:35 PM
Report: St. Louis Tank in Deadly Explosion Needed Emergency Repairs
A giant steam-filled tank weighing nearly 2,000 pounds (900 kilograms) that exploded at a St. Louis box plant, flew a quarter-mile into the air and smashed into a neighboring building, was being used despite needing emergency repairs, federal investigators said …

POSTED MAY 26, 2017 4:30 PM
OSHA, Mid Continent Recommit to Oklahoma Oil and Gas Worker Safety Alliance
U.S. Department of Labor’s Occupational Safety and Health Administration and Mid Continent Exploration and Production Safety Network have renewed an alliance to promote safety at oil and gas operations in Oklahoma. OSHA reported that the alliance is committed to providing information …

POSTED MAY 26, 2017 4:26 PM
Tribune: Governor Appears Undecided on Signing Texas Texting-While-Driving Ban
Note: This article originally appeared in the Texas Tribune. Gov. Greg Abbott appears to be undecided on whether he will sign a proposed statewide ban on texting while driving that is now on his desk. Abbott’s predecessor, Rick Perry, vetoed …

POSTED MAY 26, 2017 4:21 PM
A.M. Best Lifts AIG’s Ratings ‘Under Review’ Status Following Duperreault’s Arrival
A.M. Best this week released American International Group from “under review” special scrutiny following the insurer’s bringing on industry veteran Brian Duperreault as president and chief executive officer and after reviewing recent financial data and meeting with AIG management. “AIG …

POSTED MAY 26, 2017 4:14 PM
AmWINS and Networked Deal Plays to Strengths of Both Firms, Execs Say
The acquisition by AmWINS Group Inc. at the end of last month of Networked Insurance Agents will achieve a number of objectives for both the Charlotte, N.C.-based global distributor of specialty insurance products and services and the California-based aggregator. Namely, …

POSTED MAY 26, 2017 3:42 PM
Pacific Hurricane Season Depends on El Niño: NOAA
Forecasters say the central Pacific region around Hawaii can expect a normal or slightly above-average hurricane season, depending largely on the presence of El Niño conditions. Chris Brenchley, director of the National Oceanic and Atmospheric Administration’s Central Pacific Hurricane Center, …

POSTED MAY 26, 2017 3:37 PM
Southern California Neighborhood Flooded Due to Seawall Damage
A Southern California coastal community was flooded with two feet of ocean water after a seawall was damaged by a construction crew. The Orange County Register reported workers were doing demolition work in Newport Beach and accidentally damaged the wall …

POSTED MAY 26, 2017 3:33 PM
Small Undersea Quake Jostles California Coast West of Malibu
A minor undersea earthquake has jiggled a small stretch of the Southern California coast in Los Angeles and Ventura counties, the U.S. Geological Survey confirmed. The USGS says the magnitude-3.3 temblor occurred just before 7:20 a.m. Thursday. The epicenter was …

POSTED MAY 26, 2017 3:25 PM
Rising Seas May Wipe Out Jersey Towns and Millions in AAA Bonds
Few parts of the U.S. are as exposed to the threats from climate change as Ocean County, New Jersey. It was here in Seaside Heights that Hurricane Sandy flooded an oceanfront amusement park, leaving an inundated roller coaster as an …

POSTED MAY 26, 2017 2:56 PM
UK’s Legal & General Chooses Dublin as Post-Brexit Base for Some Operations
British insurer Legal & General said it will move some of its investment management operations to Ireland to ensure it can continue to serve its customers after Brexit. In a win for Dublin’s campaign to attract financial services firms in …

POSTED MAY 26, 2017 2:32 PM
The Hartford Names Firstenberg P/C Insurance Chief Underwriting Officer
The Hartford has named David Firstenberg as chief underwriting officer for the company’s property/ casualty insurance businesses, replacing Mo Tooker, who was recently named head of The Hartford’s Middle Market segment. Firstenberg will oversee the common underwriting framework across The Hartford’s Small Commercial, Middle Market, Specialty Commercial and Personal Lines segments, …

POSTED MAY 26, 2017 2:27 PM
Cyber Insurance Market Growing Slower Than Expected: Allianz
The tiny market for cyber insurance has been slower to develop than generally anticipated, a member of Allianz’s board said in an interview. The European market for cyber insurance currently has a premium volume of around 200 million euros ($224 million), Axel Theis, Allianz …

POSTED MAY 26, 2017 2:07 PM
NOAA Updates Forecast for Atlantic Hurricane Season, Pacific’s El NIno
The Atlantic hurricane season will likely churn out an above-average 11 to 17 named storms, in part due to fading odds than an El Nino will form in the Pacific. Of storms that emerge during the six-month season that begins …

POSTED MAY 26, 2017 1:35 PM
Vermont Governor Vetoes Marijuana Bill, Wants Changes Made
Vermont Republican Gov. Phil Scott on Wednesday vetoed a bill that would have made Vermont the ninth state to legalize recreational marijuana but indicated that he was willing to work with the Legislature on a compromise. Scott said he was …

POSTED MAY 26, 2017 1:29 PM
Connecticut’s Smith Brothers Hires Peruccio from Cigna Healthcare
Smith Brothers, a Glastonbury, Conn.-based insurance broker, has added Chelsea Peruccio as an employee benefits advisor. Her responsibilities include new business development, account management and creating employee benefit strategies to help clients achieve positive results. She has experience working with clients in …

POSTED MAY 26, 2017 1:20 PM
Executive Changes Announced at Massachusetts’ Hospitality Insurance Group
After 32 years as a member of Hospitality Insurance Group’s Board of Directors, E. Thomas McCabe Jr. of Westborough, Mass., will be stepping down as chairman. Before joining Hospitality Insurance Group, McCabe was a past president of Massachusetts Restaurant Association …

POSTED MAY 26, 2017 1:06 PM
Hanover Insurance Names Zurich’s Salvatore as President of Specialty
The Hanover Insurance Group Inc., a Worcester, Mass.-based holding company for several property and casualty insurance companies, has appointed Bryan J. Salvatore as executive vice president and president of specialty, effective June 12. In this role, Salvatore will lead the …

POSTED MAY 26, 2017 12:47 PM
States Move to Ban Asking Job Applicants About Past Salary
An awkward job interview question — how much did you make at your last job? — is getting banned in some parts of the country. Massachusetts, New York City and Philadelphia have passed laws that bar employers from asking applicants …

POSTED MAY 26, 2017 12:01 PM
A.M. Best Affirms Ratings of PartnerRe & Subsidiaries
A.M. Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Rating of “a+” of Bermuda-based Partner Reinsurance Co. Ltd. and its affiliates (collectively referred to as PartnerRe). A.M. Best has also affirmed the …

POSTED MAY 26, 2017 11:47 AM
AGCS Promotes Hansen as Head of Aviation, Succeeding Haagen
Allianz Global Corporate & Specialty (AGCS) announced that Mike Hansen has been named global head of Aviation. He takes over this responsibility from Henning Haagen who was appointed Northeast Zone Executive for North America earlier this year and has been …

POSTED MAY 26, 2017 11:21 AM
QBE Taps Commonwealth Bank of Australia’s Ford as Group CFO
QBE Insurance Group Ltd. has appointed Michael Ford as group chief financial officer. Ford is currently the deputy CFO for the Commonwealth Bank of Australia (CBA). He joined the bank in 2005 and held a number of senior finance roles …

POSTED MAY 26, 2017 9:21 AM
AmWins and Networked Deal Plays to Each Firm’s Strengths, Execs Say
The acquisition by AmWINS Group Inc. late last month of Networked Insurance Agents will achieve a number of objectives for both the Charlotte, N.C.-based distributor of specialty insurance products and the California-based aggregator. Namely, the deal plays to each firm’s …

POSTED MAY 26, 2017 9:00 AM
Here’s What the House Has in Mind for Revamping Flood Insurance Program
A much-anticipated House subcommittee proposal on flood insurance promises to reauthorize the National Flood Insurance Program (NFIP) for five years beyond its September 30 expiration date. The proposal would introduce reforms to put the NFIP on stronger financial footing; provide aid …

POSTED MAY 26, 2017 5:00 AM
Report: Florida Resident Sparked Wildfire With Lawn Mower
A lawn mower is being blamed for sparking a wildfire that destroyed five structures in Florida. The Naples Daily News reports that the state’s Office of Agricultural Law Enforcement concluded its investigation into the fire that started April 20 in …

POSTED MAY 26, 2017 4:50 AM
Zenefits to Pay North Carolina $104K to Settle Licensing Violations
The North Carolina Department of Insurance has reached a settlement agreement with YourPeople, Inc., dba Zenefits FTW Insurance Services (Zenefits) resulting in a $104,500 penalty, according to a statement from Insurance Commissioner Mike Causey. Department of Insurance Agent Services Division …

POSTED MAY 26, 2017 4:43 AM
West Virginia Gov Orders State to Step-Up Cybersecurity Efforts
Gov. Jim Justice has directed the West Virginia Board of Risk and Insurance Management to take steps to protect personally identifiable information collected and kept by state agencies, including health information required by law to be kept private. In an …

POSTED MAY 26, 2017 4:28 AM
1 Dead After Florida Driver Crashes Into Gas Pump, Causing Fire
A fire at a gas station ignited by a car slamming into a pump has killed one person in Florida. Local news organizations report the fire erupted at a BP station in Dania Beach on Tuesday night after a driver …

POSTED MAY 26, 2017 4:00 AM - RSS Channel - Mobile App Manual

The girl who was targeted on a Portland train says she's thankful to the three men who intervened.
As tears streamed down her cheeks, Destinee Mangum, 16, thanked the three strangers who intervened on a Portland light rail after a man hurled anti-Muslim slurs at her and her friend who was wearing a hijab.

POSTED MAY 29, 2017 8:30 AM
Target of anti-Muslim slurs speaks out
One of the two teenagers who say they were confronted by a man who police say killed two people after shouting anti-Muslim slurs on a train speaks out.

POSTED MAY 29, 2017 6:40 AM
Three men stood up to hate, and two of them died for it
Dozens of people gathered on Saturday around a circle of flowers and photos to honor a recent college graduate and an Army veteran who were fatally stabbed on a Portland commuter train.

POSTED MAY 29, 2017 4:16 AM
What to do if you see a racist tirade
It's an instinct that comes naturally to good Samaritans: When you see one stranger attacking another with racist or religious epithets, you try to protect the victim.

POSTED MAY 29, 2017 8:33 AM
ISIS' flag rises in Philippines
The black flag of ISIS has been raised in the Philippines.

POSTED MAY 29, 2017 8:06 AM
Fareed Zakaria: Liberals think they're tolerant, but they're not
Fareed Zakaria said Saturday that though many liberals think they are tolerant, often they aren't.

POSTED MAY 28, 2017 8:31 PM
2 dead as storms rip through Midwest
Millions of people will get drenched or pummeled by severe weather that's arriving just in time for Memorial Day.

POSTED MAY 29, 2017 4:01 AM
North Korea fires a ballistic missile
North Korea fired an "unidentified projectile" early Monday morning, South Korea's Joint Chiefs of Staff said in a statement. The projectile was fired from near Wonsan, Kangwon province. The news release did not say where it landed.

POSTED MAY 29, 2017 9:04 AM
North Korea's missile tests by the numbers
North Korea has fired 12 missiles during nine tests in 2017.

POSTED MAY 29, 2017 9:00 AM
New political friendship flourishes at G-7
Leaders of the seven most powerful countries convened in the Sicilian town of Taormina for the G-7 meetings. But on the sidelines of diplomatic talks, a new bromance seemed to have flourished between Canadian Prime Minister Justin Trudeau and Emmanuel Macron, France's newly inaugurated President.

POSTED MAY 28, 2017 11:35 PM
Navy skydiver dies when parachute fails
A member of the Navy's skydiving team was killed Sunday when his parachute malfunctioned during a team jump, the Navy said.

POSTED MAY 29, 2017 1:52 AM
Sen. Graham: Kushner story is suspicious
Senator Lindsey Graham (R-SC) says the entire storyline that Jared Kushner proposed setting up a secret communications channel between the Trump transition team and the Kremlin is suspicious.

POSTED MAY 28, 2017 1:36 PM
Video shows boy fall off water slide
A ten-year-old boy walked away with scratches after falling off a water slide at The Wave Waterpark in Dublin, California.

POSTED MAY 28, 2017 12:05 PM
Macron explains tense handshake with Trump
French President Emmanuel Macron confirmed that there was indeed a deeper significance to the prolonged handshake he shared with US President Donald Trump in Brussels.

POSTED MAY 29, 2017 5:41 AM
Merkel: Europe can't rely on US
German Chancellor Angela Merkel said her experience at recent international summits featuring US President Donald Trump showed her Europe can't "completely" rely on the United States and other longstanding allies.

POSTED MAY 29, 2017 3:53 AM
Deputy and 7 others killed in shootings
A sheriff's deputy and seven other people were shot dead overnight in southern Mississippi, authorities said Sunday.

POSTED MAY 29, 2017 8:17 AM
Obeidallah: Don't call Jared Kushner 'naive'
Jared Kushner may be a lot of things, but naive is definitely not one of them. Yet, following the Washington Post's story that he suggested in a December meeting with Russia's ambassador Sergey Kislyak that they create a secret communication channel between the Trump transition team and the Kremlin, many openly asked, could Kushner be so naïve? We heard it from pundits to even former FBI and KGB agents.

POSTED MAY 28, 2017 7:42 PM
The healthiest way to improve your sleep
If you're one of the third of all Americans who suffer from insomnia -- roughly 108 million of us -- put away your sleeping pills. Science has a much safer solution.

POSTED MAY 29, 2017 8:13 AM
Takuma Sato wins Indy 500

Firefighter dies from 9/11-related cancer
Surrounded by the debris and dust of the fallen Twin Towers, Ray Pfeifer slept in his fire truck for a week after the terror attack on September 11, 2001.

POSTED MAY 29, 2017 3:06 AM
Golfer has life-threatening infection after surgery

High school pitcher strikes out 21 batters

'Modern Family' actress slams body-shamers
Actress Sarah Hyland posted a message on Twitter addressing claims by some social media users that she may be anorexic.

POSTED MAY 26, 2017 3:06 AM
Video shows bear attack hunter
A hunter in Ontario posted a video showing the moment he was attacked by a black bear.

POSTED MAY 25, 2017 10:45 PM
Opinion: We need to earn our fallen soldiers' sacrifices
"Earn this!"

POSTED MAY 28, 2017 3:08 PM
Zelizer: This isn't how to honor veterans
America started observing Memorial Day after the Civil War as a way to commemorate the service of deceased Union soldiers. For Americans today, it has come to mean many other things — from the start of the summer season to a few days of great sales at stores — but the essence of this day should not be forgotten. Millions of Americans have given their lives to protect the democratic values and institutions that breathe life into our Republic.

POSTED MAY 26, 2017 10:12 PM
Get it straight: The difference between Memorial Day and Veterans Day
We are here to make sure you don't embarrass yourself.

POSTED MAY 28, 2017 10:41 AM
Son of Marine sergeant reads letter to dad at Arlington
Brittany Jacobs and her son, Christian, visit the grave of Marine Sgt. Christopher James Jacobs who died in a training accident in 2011.

POSTED MAY 26, 2015 2:04 PM
Grave injustice: Park restores dignity to fallen Americans
The first time Carol Hull set foot on Poplar Grove National Cemetery near Petersburg, Virginia, she was focused on a single grave -- that of her great-great-grandfather.

POSTED MAY 27, 2017 7:20 PM
Workouts and wows: The world's most amazing hotel gyms
Veteran road warriors know that the best way to beat jetlag and energy-zapping meetings is by working up a serious sweat.

POSTED MAY 29, 2017 8:55 AM
Cannes' big winner takes ruthless aim at art world
A thorough take-down of the contemporary art world is already underway in "The Square" when Julien, a high-flying creative, sits down to describe his latest installation. Verbose and obfuscating, he speaks a lot but says very little.

POSTED MAY 29, 2017 3:20 AM
'Plinko' contestant freaks after record win
A contestant on "The Price is Right" won $31,500 during the game "Plinko," setting a new record.

POSTED MAY 29, 2017 4:14 AM
The week in 28 photos
Take a look at 28 photos of the week from May 19 through May 25.

POSTED MAY 26, 2017 12:20 AM
How they paid off $200K of debt in 2 years
It wasn't too long ago that Sunethra Muralidhara was buried under a mountain of debt.

POSTED MAY 26, 2017 4:32 PM
Here's what's in Trump's budget
Christine Romans tackles what's inside President Trump's proposed budget and what billions of dollars in slashed benefits could mean.

POSTED MAY 23, 2017 7:25 PM
These are the safest cars on the road
A new report identified 11 different car and SUV models in which no one died over a four year period.

POSTED MAY 25, 2017 4:37 PM
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Zuckerberg gets political in Harvard speech
On Thursday, Mark Zuckerberg returned to Cambridge to collect an honorary doctorate and give a commencement speech to the class of 2017.

POSTED MAY 25, 2017 10:10 PM
My son's life under Trump's proposed cuts
On the eve of the new year, my four-month-old son was diagnosed with leukocyte adhesion deficiency type I, a very rare primary immunodeficiency disease, so life-threatening that he could die from a diaper rash. As Donald Trump was inaugurated as the 45th president, my son was admitted to Memorial Sloan Kettering, where he now awaits the only known cure for his disease: a stem cell transplant.

POSTED MAY 28, 2017 12:52 PM
How Kushner could play the Nixon card

POSTED MAY 27, 2017 8:46 PM
Maybe you are having enough sex

POSTED MAY 27, 2017 12:21 AM
Trump's budget isn't the disaster you think

POSTED MAY 27, 2017 4:50 PM
Mortgage rates plummet. Lock in now!

Consumers rush to jaw-dropping savings rates

2 absurd cards now offer 0% intro APR until 2019

Two top Trump advisers dodge Kushner questions
President Donald Trump's top economic and national security advisers on Saturday declined to comment on the swirl of allegations that Trump's son-in-law and senior adviser Jared Kushner is facing regarding his contacts with Russian officials.

POSTED MAY 27, 2017 9:53 PM
What we learned about Hillary Clinton from the New York magazine profile
Now that Hillary Clinton is "out of the woods," the former Democratic presidential nominee has become more vocal about her experiences during the 2016 election.

POSTED MAY 27, 2017 12:52 AM
Former Sen. Jim Bunning dies
Former US Sen. Jim Bunning, the only National Baseball Hall of Fame member ever to serve in Congress, has died at the age of 85.

POSTED MAY 27, 2017 7:28 PM
Homeland secretary: People would 'never leave the house' if they knew what I knew
Department of Homeland Security Secretary John Kelly said Friday that the American public would "never leave the house" if they knew what he knew about terrorist threats.

POSTED MAY 26, 2017 11:46 PM
No fruit juice for kids under 1, pediatricians advise

POSTED MAY 22, 2017 7:37 AM
This is what it's like to be struck by lightning

POSTED MAY 25, 2017 1:46 PM
Want more affection? Have more sex
Want to have a more affectionate relationship with your life partner? Carve out time to have more sex. That's the takeaway of a series of four studies of committed couples in both the United States and Switzerland.

POSTED MAY 25, 2017 7:46 AM
How to reduce your caloric intake by 30%
Crunch, chomp, munch, slurp. It might not be polite to chew loudly while you eat, but science says those noises might help you avoid overeating. Hearing your own crunching could eat help you eat fewer calories, according to a new Brigham Young University and Colorado State University study. Here's why you might eat less if you listen to yourself chew — and how to avoid noisy scenarios that might overpower your sense of hearing.

POSTED APRIL 13, 2016 11:51 AM
'Baywatch' movie sinks like a stone
A "Baywatch" movie needn't be high art -- its TV inspiration certainly wasn't -- but did it have to be this inane? Crude and silly, searching for the laughs in this R-rated comedy is the equivalent of scouring the beach with a metal detector looking for lost items.

POSTED MAY 25, 2017 4:34 PM
Sarah Silverman: If 'you're not political...'
Sarah Silverman isn't buying it if you claim to not be "political."

POSTED MAY 26, 2017 5:10 PM
Brad Pitt's 'War Machine' fizzles on Netflix
Throwing around money to demonstrate its commitment to the movie business, Netflix has rented Brad Pitt. That's the main headline to take from "War Machine," a muddled satire about the war in Afghanistan awkwardly forced to camouflage its lead character behind a pseudonym.

POSTED MAY 26, 2017 2:11 PM
'Love Actually' fans finally know what happened
"Love Actually" fans finally know what happened to their favorite characters.

POSTED MAY 26, 2017 6:46 PM
'Pirates of the Caribbean' tries to turn back time
"Pirates of the Caribbean: Dead Men Tell No Tales" tries to turn back time, seeking to replicate the first 2003 film's chemistry. That attempt to swim against the tide doesn't entirely work, but at least delivers moments that fleetingly jolt this literally zombie-fied fifth installment to sporadic life.

POSTED MAY 25, 2017 4:41 PM
A roller coaster fanatic's top 10 rides for 2017

POSTED MAY 26, 2017 3:07 PM
Disney's new 'Pandora -- World of Avatar'
James Cameron's "Avatar" was a game-changer for me.

POSTED MAY 26, 2017 10:35 PM
Noma Mexico: The experience of a lifetime?
How much would you pay for the hottest meal ticket in town? In a world where access is everything, high rollers (and even medium rollers who throw caution to the wind) are willing to shell out big bucks for exclusive experiences and their ancillary bragging rights.

POSTED MAY 26, 2017 8:32 PM
How Amsterdam cleaned up its sleazy center
It was raw and in-your-face, sleazy yet seductive, but Amsterdam's famous Red Light District has been cleaned up and a new character is emerging.

POSTED MAY 19, 2017 7:14 PM
Inside a vast, ice-bound desert
Day five at sea in the High Arctic, and the news breaks early in the day. At 6 a.m, we're officially the most northerly vessel on the planet, reaching 81 degrees 16 minutes latitude. Not bad in a world of 7.3 billion people.

POSTED FEBRUARY 04, 2016 5:40 AM
5 cool inventions that could save the planet
You've heard about the impact that our technology-driven population is having on the planet -- from cars, to energy factories, to the over-consumption of the earth's resources.

POSTED MAY 11, 2017 9:20 PM
These are the most climate-damaging foods
The Natural Resources Defense Council, an international nonprofit environmental organization founded in 1970, has released a report on food and climate-warming pollution in the US which includes a list of 10 common foods that are considered to be highly climate-damaging, in relation to the amount of CO2 released for each kilogram of food produced.

POSTED MAY 15, 2017 3:09 PM
Why your next home could be in a tree
Many a child spent their youth scrambling up trees and building secret dens in the branches.

POSTED DECEMBER 02, 2016 2:07 PM
How 'Star Wars'-style farming could become reality
Luke Skywalker wasn't just a farmer. In the original 1977 Star Wars film, the lead character was desperate to leave his home planet of Tatooine, where his family farmed moisture from the atmosphere using devices called "vaporators". In the planet's hot and dry desert landscape, moisture farming was an important activity for survival.

POSTED APRIL 21, 2017 9:47 AM
Why the people of Manchester are getting bee tattoos
After the bombing in Manchester, people are flocking to get tattoos of worker bees, the city's symbol.

POSTED MAY 28, 2017 6:04 PM
Santorum to Trump: Stop tweeting
Former presidential candidate Rick Santorum gives a passionate message to President Donald Trump on CNN's State of the Union.

POSTED MAY 28, 2017 3:21 PM

NOTICE: The links and articles found on or within this news center are simply for informational purposes that we believe may be of benefit to our clients and/or website visitors. By providing these links on our website, we are not recommending or endorsing the use of the particular products or services these third parties offer. Nor does Taylor Insurance confirm, corroborate or agree to the statistics or opinions on these links and articles. We urge you to review each website’s Privacy Policy, Disclaimers, and develop an independent opinion of the service or product for any link pursued.

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